Go with the intention of networking and building relationships. 

This can also lead to a relationship with nursing placing agencies to maintain consistent occupancy and quality tenants.

Calling people on the do not call list or bulk texting people you have no pre-existing relationship with. 

Do you have relationships with refinance lenders?

Do you have relationships with refinance lenders?

Stay local until you have the experience, knowledge and relationships to expand to other areas.

What is the financing workaround for someone who would like to acquire 2-5 properties annually and prefers to develop and maintain a relationship with one banker?

In some cases people decide not to do a cash out because the rate on the first is extremely low but even in those cases cash may be the wiser choice.Here are some issues with a HELOC - They are a liability, open end mortgage (basically a credit card) - They carry a ARM or Fixed Term rate set for 3/5/7 years with generally a higher rate then what you could get on a 30 Year fixed currently (Especially for the lower loan amount under $80K) Yes - they can hurt your credit because again its a open end credit card so when the balance gets above 40% of the credit limit it will have an effect of the credit score.

I went directly to the bank I had a relationship for assistance but feel they could of done a better job.

Then analyze as many properties as possible in your target area (youll get a feeling for good deals) and try to build relationships in your area.