Sponsors of 506(c) in my experience are higher quality than those doing 506(b). 

Thanks for taking the time to share your experience.

With each deal you do, you get experience and knowledge which takes time. 

IRS will view group as 1 (from experience).There are certain hours that do not count.

This will depend on the type of loan, size of the deal, experience, FICO, and property location.

Marty,In your experience of buying subject to, what have been some of the ways you've overcome the owners objection to allowing the mortgage to still be in their name and get the subject-to in place?

This could be very different in other areas of Spain but that's my experience.

I’m partnering with a friend who has experience with this and is also a realtor.

Turns out the kids were major gamers And waned black out blinds to play the computer games!

A little bit about my experience in Real Estate… I started a couple years ago doing some house flips in Detroit ( It was a 2 year plan) then decided to sell everything, moved to Washington DC which can’t afford anything in the DMV area but last year I purchased a very nice 3500 SQFT Duplex in Shaker Heights, suburb of Cleveland.