Only very few sellers were ethical and honest in dealings involving exchange of goods for money.

So a sponsor that's great for one investor will probably be terrible for another (and vice versa).I'm a conservative investor, so when I invest in real-estate I prefer sponsors that have at least one full real-estate cycle of experience, little to no money lost, low leverage, and high skin in the game.And there is a multi-family operator that has multiple real estate cycles of experience (decades) and it's track record claims no money lost in that time.

The entire effort took way too long, took a lot of work, took a lot of money.  

If you can demonstrate that your year-to-date capital gains are in line with previous years and you have documentation to support this (such as brokerage statements and tax records), an underwriter might include it in the income average.It's crucial to work with a knowledgeable mortgage broker or loan officer who understands your unique financial situation and can navigate the complexities of underwriting capital gains income and 1031 exchanges.

Otherwise, just make a better return just being a hard money lender.Appreciation in NYC has been disappointing. 

I’ve heard for AirBnBs the bathrooms don’t matter much and we plan to put money/ focus into the living room, kitchen and outdoor space.

@V.G Jasonthanks for the input, but why not be supportive of Dennis? 

Lender said they also think that the appraiser was wrong but want me to find data or some lease comps to support the argument of appealing the appraisal.

This helps ensure the transaction progresses smoothly and in a timely manner.Earnest Money Deposit: Specify the amount of earnest money the buyer will deposit with the offer.

If a room has their own bathroom, obviously that would not be part of the cleaner's responsibility as they would not be entering any of the private spaces.Renting by the room will get you more money, but will also require more work on your part as there will be personality clashes (do not get involved in those).