Often the amount of benefit you get from informed risk can be proportional to the amount of profit. 

Use it the first time, get it back with profit, then use it again...with profit, and repeat...If you did that with a LOC, you would be charged again every time you used it. 

We just hit 7 figures in profit and are trying to keep growing.

Put 2,000 into it, and profitted 40,000 after it sold . 

Cash profits?

@Davey DavanoskiYou don't really pay yourself.Flips are different, the profits go towards your income.Rental properties generate passive income, but if you're looking to retire from a day job it's not usually possible for the average person owning 1 or 2 properties.As an example let's say you have a target goal of $300 positive cash flow to consider an investment.

Other locations might break even and others might make a huge profit.

The larger the holdback and penalty the more motivation the seller will have to vacate.

Sellers/wholesalers/investors keep listing pre-rehabbed homes at 2017-2018 prices and it's too unrealistic in this market to make a profit. 

Yes, paying retail and/or not adding value is the hard way to make a profit in real estate in many markets.