Had Insurance thru Mercury a Commercial account with 6  sfr properties and have been canceled because of safety issue . and was fixed but not in the time frame they wanted. and they canceled  me completely. 

@Kelly O'Keefe For more context, we have a business checking account which we have made capital contributions into, and we have put the business expenses on the business credit card and have paid that card off from the business checking account. 

I'm working on building my retirement account and some cash reserves so that I can start to build my portfolio.

@Trevor ToftThe decision to use a HELOC on your primary residence for real estate investing involves considering various factors, and it's great that you're evaluating the potential outcomes.

My accountant gave me instruction for paying the amount:  Include Form 1040-V and a check or money order in the amount of $269.00, payable to     the "United States Treasury".

Build its credit by opening accounts in the LLC's name and making timely payments.

It sounds like your damage was more extensive and I think it would be prudent to have a plumber identify all the breaks and then involve insurance and have them confirm it is a covered expense and how to best proceed... a freeze like this has not come through KC in some years so I know a lot of people must have had to deal with burst pipes.

I listened to my accountant and relied totally on his experience.

I'm eager to join communities that will not only help me expand my knowledge but also hold me accountable on this exciting path.

If you don't have equity to bring to the deal, I'd recommend finding a partner and doing deals until your account is big enough.