My wife and are just exploring North and South Carolina.

VA assumable loans are another option you still need to cover the difference and they will have fewer restrictions.

Hi all, Do you know any free or low cost app for property management that has a daily late fee charge options?

I considered selling but it is my last option.

What are my options here?

It may be the best option but there are quite a few other strategies as well that could help lower your tax burden when you move on from this current property.

What is the best option/mortgage for me? 

A long term rental in the area would rent for about $1,800 a month, so as a backup that wouldn't be a great option.

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It's always a good idea to speak with a financial advisor or real estate professional to get a better understanding of your options