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18 April 2017 | 12 replies
It's a kind of mindless "checklist" way of underwriting loans, and if your score is 1 point below the minimum it's denied and 1 point above is approved.If you know that you will be selling or refinancing with 3 - 5 years, then a more flexible "Alt" loan through a bank that combines a fixed period that converts to an adjustable rate is more flexible with regard to income and credit.Credit problems can be explained as a "one time set of circumstances that do not reflect ongoing consumer behavior."
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30 October 2016 | 7 replies
It's not like residential financing where regulation requires consumer protection and you have more balanced terms.
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3 December 2018 | 3 replies
What's probably least understood by the average lay person, allowing a package rooftop unit to operate in this fashion merely serves to shorten its life cycle in addition to costing more money to operate since the unit is consuming more gas and electricity in attempting to heat and cool the building on its own.
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6 December 2018 | 26 replies
It was time consuming and painful (for the shy folk) but was the most enlightening and informative exercise.
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7 December 2018 | 6 replies
If you want to have one branded for netowkring/private investors and one branded for consumers/ "we buy homes" go for it.
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9 December 2018 | 10 replies
Free is good: if it can: (in my opinion)can reconcile all your bank accountview Profit & Loss by propertyview Balance Sheet by property cost segregate for escalating depreciation - tax savingsand pull all the details you needall the detail is in one placeEntering data into multiple places (software) is time-consuming and you are prone to missing details and errors.
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7 December 2018 | 24 replies
Then I would use the savings from renting towards the consumer debt.
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9 December 2018 | 52 replies
Call Consumers Energy/DTE and they will tell you.But based on the pictures you have 3 meters for gas and 3 for electric. plus the listing says tenants pay all their utilities.
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10 December 2018 | 4 replies
Hi @Patrick Flanagan, driving for dollars is an efficient way to build a mailing list but very time consuming.
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13 December 2018 | 7 replies
They do not provide meaningful oversight or guidance with respect to tax code compliance.A checkbook IRA LLC is an enhancement on the above structure that is generally more time and cost efficient for investors with a more diverse portfolio.