Kenny Hsu not sure what type of investing you plan to do.I buy REO properties and often you need to provide a cashiers check within 24-48hrs for the earnest money, especially when dealing with HUD, Fannie Mae, etc.If you want to buy at a foreclosure auction, you will also need cashier checks.This, I would recommend a bank with a local branch where you can get to know the staff and manager who can expedite your stuff.

Most people understand a Fannie Mae 1003 loan application, the info on that is what you need, you can have a remarks section for them and you, just use that as a "go by" don't use that application, make your own in that format.

I am confident in this answer, and you can view Fannie Mae's worksheets here for yourself if you wish. 

Was the note a Fannie Mae loan that you're looking for a lien release for?

That generally indicates not a protected class when it comes to housing, at the federal level anyways, because Fannie Mae guidelines can generally be assumed to be compliant with federal equal housing laws.

@Marc Izquierdo  The 10 conventional loans refers to having ten loans insured thru a GSE - either Fannie Mae or Freddie Mac.  

Fannie Mae will not allow for down payment funds to be borrowed from unsecured debt such as a credit card.Per Fannie Mae:Section B3-4.3-17, Personal Unsecured LoansPersonal unsecured loans are not an acceptable source of funds for the down payment, closing costs, or financial reserves.Examples of personal unsecured loans include signature loans, lines of credit on credit cards, and overdraft protection on checking accounts

There's also a ton of government-owned REOs, like those listed by Fannie Mae HomePath, HUD, Freddie Mac, and FDIC (see websites).

FHA is part of HUD, Fannie Mae is not part of HUD.

Just call them up and ask to speak with someone in their loan department, then ask if they sell off their mortgages to Fannie Mae or Freddie Mac, or if they hold on to them.