@Joey B. the main benefit to using FHA is that your are able to purchase a home with minimal down payment.

the mobile detail company we purchased for $10,000 after getting home from a summer of selling pest control door to door in New York!

I'm currently looking at 2 hilltop lots in phoenix to build a dream home. 1 is located at Lookout Mountain and the other on Central & Jomax.

Investment Info:

Other buy & hold investment.

Purchase price: $135,000

Cash invested: $40,000

I purchased this farm as a place to park out tiny house on wheels & to be able to rent out the ho...

I am interested in adding a 264 sq feet space in my front yard, attached to the main home for rental purpose.

This is not a financial planning question but a simple can you afford to buy a home and how much can you afford if you can buy.You might have better luck posting in the home buying section of this site as this personal finance portion of BP doesn't get much attention.

I also suspect home prices would initially rise on the first 1-1.5% of cuts, but ultimately fall once we get to the 3-4% range as large  pre-pandemic supply comes back online, compounded by boomer land lords selling realizing the top of the market is in the rear view mirror (at least for them).If you eventually get squeezed on lower rents and valuations as the market normalizes, the ability to BRRR your pandemic era deals will be limited, so how do avoid trapping capital in the deals you already own from this environment? 

Flat and shallow correction in median home prices. 

However, I have to purchase a new home, which would require either selling the property or using a HELOC.

Almost everything in this home is brand new but this home will still give you a cute Charleston charm.