I have the cash to pay the down payment but I didn't want to pull ~$40K out of investments.

I have a valid expectation that this forum will be a resource that I pull from and add to during my investment journey.

The agent can pull "sold" rental listings for your area.

Simple exaggerations cause big problems, but are often not malicious in nature.

Just like games have an objective to win it, you must prepare a "goals sheet" and ensuring every move you make leads towards those goals, which you should have a list of too, as games do seem to have a play-by-play nature to them.

Don't get me wrong, I think there's a small chance that the government doesn't pull its head out of its arse and the system as we know it collapses.

Analyze the property based on your criteria and pull the trigger on the winners and flush the losers.

Has anyone used an RFP process for something of this nature?

Running it all through your own bank account or as a natural person is fine, but then how you treat your business expenses as a reduction of your income will matter.

If you can borrow 70%, and can find a 55% deal, you might pull it off with little of your own cash.