Just food for thought.In addition to HML, there is private investors such as IRA holders (self-directed), people with $ in CDs earning tiny returns (compared to RE), family, friends, associates, etc.

They have shifted from a company working to get new customers to a an oversaturated business trying to keep the customers they have, and it has shown.

I have multiple investors that would need to be pre-qualified and funded.Lending specifications required:Hard Money or Private Money to fund rehab and close70% LTV based on ARV (after repair value)Ideal time frame to close once investor is pre-qual'd = 2 weeks or less.Average ARV is 70-85KPermanent Cash-out refinance80% LTV based on ARV with cash-outI am going to show a heavy dose of pleasant skepticism.

Great customer service to boot.

I created a system where I used private money for a few hours, purchased a deep discount property, had my end buyer lined up (owner occupant not needing fha), put the two together and snatched the spread in the same day.It worked every time!

as you are now required to have a locking cabinet or safe if you take down a person's private information.

At GMAC we have a written gaurantee of customer service with a 97% satisfaction rating, compared to 67% in the industry.

I'm almost certain that nobody will give me another loan and private money is kind of out of the question at this point as I do not want to be responsible for anyone elses money but my own.I'm a total rookie but here is what I'd like to do:Tell me if this impossible or unreasonable:1.

All the information provided herein shall remain private and not be divulged to other parties.

I believe this was already mentioned, but if you choose to assign the contract to the end buyers for whatever fee you want to receive, the lender for the end buyer, especially if it's FHA or any type of conventional lending, may frown against this practice, and may not lend the money.The reason why double closings and assignments work so well with wholesalers to other investors is because most investors are coming with cash, hard money, private money or LOC's not conventional financing.Hope you find a way, but this may be hard in this case.