Does someone know how it works with the 5 person podio team? 

For showing they would email a code to lockbox to prospective tenant once the showing appt arranged.

We personally don't close on properties unless they are vacant at close.Ask yourself, "What is the worst that could happen in this situation?

Now after more than a month waiting, I got an email from the Bank stating that an inspector found a man on the porch, and he assumed the house is occupied.

The chances of you quitting your 9-5 and doing real estate full time and being successful is similar to the photo below where everyone at the top in the crowd is thinking they can do it, and there is one person for every few thousand that can do it. 

You're income certainly isn't "normal" and some banks might shy away but this is a personal business and if you have a track record, I think you can find a bank to say yes.

I personally own properties in the counties of Orange, Los Angeles, Riverside and Kern.

I used my personal cash for both , but I’m looking to purchase more with lending.

If you could go in person that helps. 

Becoming a landlord is more work than the average person thinks.