with no history of investing, you best option will be to purchase a property as owner occupant and house hack. this is the main way people make purchases under 20%. in fact, most banks want 25% for investment property. you will find that any loans under 20% are going to be almost exclusively for owner occupied properties

:)There is one main REIA in town Memphis Investment Group (MIG). 

If you use it for a bunch of other things, that would be a huge PITASome people advocate a separate account for each property (which I think would be a huge pain) but I guess this is the main reason whyDepending on the state and judge, once you accept partial payment, it changes what you can legally do since you technically agreed to a "payment plan" on what he owes you

If not, then just roll the funds to the CVS plan.However, you cannot "use" the money for your own purposes. 

On the list side, your main job is pricing properly and coordinating showings and offers, which is even easier because a flipped property will be vacant and you are the owner so you don't have to present an offer to anyone but yourself.

Sorry, I could not resist.Seriously, the main points are simple.

This is mainly the reason for the move, I was initially looking to stay in NWI but our market has heated up and I feel like I'd be paying alot more for less at this point. 

I got my first via savings and a little cash from refinancing my main home.

Your suggestion what else could I look for would be highly appreciated.So now I am moving to the purpose of this message (my question).

What was the original investment purpose?