I pass by a vacant house everyday.

If they aren't too bad, can use the money to get a mortgage, rent a room in your house and use that income to pay down the student loan, you may want to think about it.

They definitely have overlays but they keep all of the loans in house including owner occupant mortgages.

It got us some great deals, some fees, and it was a stop gap for us.After the three syndications, we continued to buy deals with our own capital.Can't you collateralize and put all three deals under one loan?

Also, once I get my first house, how am I gonna get my second if they’re basing it off my income? 

The plan for each house that we work on together is that at the end of each project, we split the money three ways. 1/3 toward the designer/real estate professional, 1/3 toward the private money lender, and 1/3 for myself.  

I tried to find the best house in the best neighborhood with the best price with the best tenant.

In our state (Washington) you must send the lease non renewals 60 days in advance and they have to be served (posted at house and mailed).

I plan to start off house hacking small multifamily properties and transition into BRRRRing properties.

Been looking into buying either an apartment down here or a house or multi-family in a city like Titusville or Fort Myers.