However that is to be expected when dealing with traditional lenders.

I'll give generic answers that will apply to almost all non-big-bank traditional mortgage lenders, so you can skip them.2d - gotta collect all your docs and spend 45 minutes of quiet time to give you an answer if you're pushing it.4 - Just ask "what is the sum total of your flat fees and how much is a basic appraisal with your AMC?"

Also, keep in mind that I will be doing this part time and may not have time to pursue some of the more traditional ideas that full time agents use.

This is the attorney I use to decide exactly what paperwork I'm going to use to consummate different transaction; traditional sales, owner finance sale, flips, leases, lease w/Option, etc.If I decide to take a property "Subject To" there is one and only one attorney I'll use for that.

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Don't ask me to think like a traditional agent, because I'm not.

I understand credit score, etc. may be an issue as to why they would need HML instead of traditional lending.

With regard to the advice on securing a traditional mortgage note and then using a Quit Claim Deed to transfer ownership, this is not a valid process to legally move ownership with a financial institution. 

In your opinion for multi family building, is modular or traditional building more cost efficient?

@Sandro Sossi my past experience with foreign nationals getting US traditional funding has been that it is hard to do so.