Well, one reason the purchase the insurance product is that there’s a deferred tax advantage, as the lobbyists for insurance companies have “persuaded” politicians to grant any investment product having a minimal of insurance attached tax advantaged status.  

This way, you could use some of the cashflow to help pay down the student loans (those student loans are just plain evil), and hopefully see some equity gains over the next several years.I think the answer to your question here can be varied, as this also depends on your credit situation, current job status, income, willingness to get out of debt, real estate market, etc.Hope this helps!

And, in my opinion, 4 properties is still "newbie status".

This hazy, fog over the short term status of the interest rates and the housing markets across the US are making lenders pucker up tighter than every before. 

If you are able to get REPS status, that would help tremendously.

These opinions are based on my readings of the content of the links provided and not to be construed as anything with legal status an any state.

Sometimes the foreclosure status is wrong too but I've talked to a handful of people recently who say they no longer own the home but yet propstream still has them listed as the owner.

@Stefan Shirley Some companies are stricter than others when it comes to the verification process of your accredited investor status.

thank you so much for your replyI am in TX, I assuming that if I want to claim primary resident status, it should be under my name in order to get the primary resident benefit?

It's been a month since my last post, so I figured I would update on my status.