That's comforting to some of them. 

Regardless of the form of ownership you need to decide on how much coverage you are comfortable with.

When threatened with eviction and paying rent for her loser child, she may tell them to get out.

I understand everyones comfort level with this is different, that there are variables of time and amounts for each persons policy...

We're all trying to retire comfortably here.

Some borrowers truly have no way to pay and some are just looking for a cushion to remain comfortable. 

Some landlords don't feel comfortable. 

“That’s not as comforting as the official postponements, but I think the general sense that we shouldall be getting from the IRS and Treasury is that [they] are not looking to penalize and punishtaxpayers right now,” Greenaway said.

I actually do co-own my current FHA loan residence (duplex house hack/Airbnb) with a good friend and my brother is having another child later this year so we both should be eligible based off these exemptions.

I understand your point though , it really does boil down to the numbers and what each person is comfortable with .