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How much are you putting down and how are you funding.But ultimately what's most important is the bottom line ROI.  

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Ultimately, it pays to be aware of the risks associated with these types of transactions and to make sure you do your due diligence before entering into any agreement.

When you run that against the total income of $17,688 you get 3.1%.Which does lead to your ultimate question of what to do with this info.  

It is ultimately for the customers own good.

Ultimately, we would be looking to do the BRRRR strategy with this. 

I know that ultimately calling a local PM in that area would be helpful but I wonder if they are being honest.

Time to build the foundation below.Check out the Start Here page http://www.biggerpockets.com/starthere Check out BiggerPockets Ultimate Beginner's Guide - A fantastic free book that walks through many of the key topics of real estate investing.Check out the free BiggerPockets Podcast - A weekly podcast with interviews and a ton of great advice.

And much cheaper on the owner occupant down payment so I'm assuming thats the other reason you're looking at a four plex.I think ultimately it goes back to what do the numbers look like?