Painted every place with the same color paint, used the same brand faucets, etc. and tried to standardize as much as I could.

I'm researching the options/futures that are easiest to understand, most cost efficient to acquire and manage like standard stock investing, and will write something up.

So at least they're listening.Although they still have some terms that need to be tweaked to really make this a quality offering.1) Their escrows should be taxes and insurance only.

As rates go up and qualifying standards change next year, I think there will be increased demand for rentals in the near future.

On average how much is rent per family in a standard split family home?

Since I haven't had any other PM other than the one I am currently with I don't have much to compare to and can't really gauge the quality of the service.

The contracts I had sent to him were a standard purchase agreement and an assignment contract.

I'd say the banker is pulling your leg a bit, as the secondary market is practically a limited risk with quality originations, there aren't any specific program changes dictated by Dodd Frank but there are other things going on that make things tighter for lenders in compliance, underwriting, reserves and management.As to Fannie and Freddie, 95% LTV won't go away but underwriting may be tougher.

I am afraid the mold is affecting the air quality of the house and affecting my kids.

At what point do you severe ties with a realtor who is just not living up to your standards/expectations?