Everything I've read has indicated workout agreements, even more so workout agreements on loans originated pre-Dodd Frank, were exempt and were not an extension of new credit.

You will only be granted an ADU if you are living there (have a home exemption) and have a minimum 6 month rental lease.  

Is there not a loop hole that allows investors with a small number of properties to be exempt from submitting 1099s?  

Under these facts, the consensus is that such loans should be considered exempt from usury laws in states other than the state where the originating bank is organized due to principles of federal preemption that apply to state usury limits.The Think Finance case stems from a number of actions filed against Think Finance, Inc.

Good catch on the 2 of 5 year exemption.

It appears you are also getting into securities that will require you meet the applicable exemptions under Rule 506 of Regulation D of the Securities Act.

Are you talking about the exemptions for owners living in their properties 3 units and smaller as a principle residence?

It includes parcel number, Tax Rate Area ( TRA ), Assessed Value,( Land, Improvements, Personal Property ) Property Owners Name, PropertyAddress, Exemption information, current tax bill status and additional data.II.

In order to continue renting out one side of a double I would have to have the homestead exemption.

There will be legal fees involved in properly navigating the FIRPTA issues, but we will also help you through the process.Generally, they would have to apply for the ITIN before they are ready to consider the sale of their relinquished property (ideally), and then they would file for a Certificate of Exemption, which can take up to 90 days and now requires that a copy of the purchase and sale agreements or the relinquished property and the replacement property be attached.