A few nuances here related to the numbers:List Price: $449kFirst Offer Received Buyer X: $465k w/ $95k down (with appraisal continency) Final Accepted Offer from Buyer X: $480k w/ $48k down (appraisal contingency removed)Bad Appraisal: $440k (should have been appealed with ROV due to errors but buyer declined; average age of comps was 11.5 months and no inflation was added to adjust values, also appraiser used incorrectly small square footage)Buyer's Original 90LTV Loan: $432k ($480k w/ $48k down)Buyer's "Final" Loan Application: ????

Whichever way you decide to go, you have to make sure you have a Public Adjuster on your side, so they can be your advocate in getting the most from your claim, as well as a good restoration company that also does the rehab, so they can point out all the things needed to bring the property back to a habitable condition & the cost (the need for these ppl also applies, even if you're going to sell, since you'll need to know what the proceeds will be).

It will allow us to scale while keeping most of our own money in our own pocket.Right now it's looking like we will have to adjust our numbers with less favorable than expected loan terms (higher rate, lower LTV) but we will see. 

Everyone's market is different, I like appreciation, but I have to work with what my market will give me so I have to adjust or quit.

Know what works for you and make adjustments as necessary.When adding a designer, factor in about 15-20% of your budget to pay them for their services.

Not sure if it is accurate, and most likely will need to be adjusted.

Then you'll have to pay someone to repair it, nail it back into place... caulk and paint.Also, if the wall board is a different thickness than sheetrock you may run into an issue with the window and door casings needing to be adjusted for the difference in thickness.Not to mention the time and money spent tearing out all the sheetrock and surgically removing the trim, labeling it, storing it, etc.

Marc and Loc, Pure note investing is, as far as I know, a cash intensive business.

It seems i'd need an estimated appreciation percent, adjustment for inflation, etc.

I was get really worried that the market had changed and that I was going to have drop the price.When I went in to adjust things I realized that the person that had posted it had unchecked the contact box.