Most people don't have good jobs so I understand its a way to stretch your dollar but I don't think its a good risk adjusted return for accredited investors.

Can’t hurt to ask.I believe that for a recast you are paying down a big chunk of the balance and the lender is adjusting the new monthly payment to be reamortized over the remaining length of the mortgage.

, is the possible threat of the government stopping rents for a year (and not pausing all mortgages, too) seem more or less likely than the government adjusting the tax rate so that more of every $1 you earn in a 401k goes towards that nice shiny National Debt?

You could also take your climate into account, if one season will have a much higher energy demand just divide that out across the year. 

Anyhow if you think changing your app is the answer (I don’t) please follow up with how much progress you’ve seen as a result of the adjustment.

@Nicole FrawleyYou may be able to claim $25,000 of losses if your modified adjusted gross income is below $100,000.

Now the cash flow numbers can and will be adjusted, this is not  my main concern.

Opportunities for operational value-adds are often caused by shifts in the property’s surrounding business climate, an owner that does not have adequate commercial real estate investment sophistication, or an owner that simply does not have the capital necessary to keep up with maintenance and marketing.An example of this was our investment in Village Park at Palatine, a 1977 vintage, 448-unit apartment community in a high-quality suburb of Chicago.

Agree - there will be some adjustment. 

Without the prepay, the rate will be adjusted and your desire to "run very lean" will be mitigated.