See AB1482ADU laws were added to add housing.  

to be honest, most people here is getting large downpayment after selling company stock or withdraw from 401k.

Getting your Real Estate license is a great idea for flipping houses you will be able to save 2.5-3% when you buy (if listed on MLS) but definitely when you sell which is a nice added cushion in case unexpected expenses come up especially when starting out!

For example, adding a back deck, garden area and dog washing shed in a few of my properties to ensure I attract the best tenants and they appreciate living in my property (and don’t leave).

Hello BP,I'm looking into purchasing a property in Sarasota, FL that is built on a large parcel and includes some vacant land. 

Love what you had to say.An 80k renovation in a D class neighborhood and an 80k renovation in an A class neighborhood both cost 80k.

Question 4: “Hidden Hurdles”: It seems easy and some of the large shops only tease the MLO with hope and not the hard work it takes to be successful.

However, I have asked multiple times to both of them and yes, they would like person C added to the lease. 

However FHA will allow you to add what's called non-traditional credit, and normally if you have 3 or 4 different creditors added you can qualify. 

Part of that is that they let you run a higher deductible vs the other large companies.This was the best rate despite having no other policy with them, so no benefits from bundling etc.