I'm still a long way off from my end game plan.

I'm game if they're interested in a small Wyoming town perspective. 400 rentals, 12 years experience. 

Even then, in my experience, zoning violation usually get dealt with through a letter from city hall giving you 30 days to comply.

Patience on the long and winding road is the name of the game.  

Purchase price: $275,000 Sale price: $465,000 Was able to refinance the condo I previously purchased (using the BRRRR method), in the same building, and do a private deal with an owner down the hall from my unit.

You can also network with wholesalers and Realtors and continue to bring value to them and be a reliable buyer when the time comes to close on something. once you have some momentum there, make sure you have a game plan for financing.

@Michael Kagan, I always tell people who ask that buying San Francisco apartments is a game of regulations, sweat equity, and you need to have a thick skin and patience.

Both lenders, particularly the conventional mortgage lender want the borrower/buyer to have personal capital “skin in the game” invested in the transaction3. 100% financing, if obtainable, usually result in negative cash flow, which means capital out of pocket from the owner each monthThat being said, “nothing down” purchases are done, but this depends on the definition of “nothing down”.

And than work for last phase of addressing the long game together such as other room-mates etc.. 

I had a duplex that I sold in 2021, now I’m getting ready to get back in the game.