And for each state you have to abide by their own unique rules.

I see out unique advantage to him as being the high level of trust in each other and all 3 of us having a solid financial footing. 

We know what makes Dennis unique and therefore how best to market the town as a destination.

@Anthony Z. the Bay Area is a bit of a unique beast.Chris Mason put it greatly.

Given my unique schedule my plan is to manage the accounts, and manage the managers for a couple hrs when I get home, Then sleep, wake up, family time, head to work, rinse and repeat.

Now back to the real, or at least more consistent world: drywall costs vary as to the unique nature of each job location, therefore comparing estimates without details is an exercise in futility. 

We kept getting the run around and each department has their unique process and they don't seem to communicate internally.

The unique part here is that two adjacent properties have walls that run along the same property line...

There is electric and a paneled center wall creating division from laundry and bathroom down there. 

My point is that private lending terms are as unique as the individual lenders and as state laws allow.You have several options, depending upon the amount of control and safety you want.