Lastly, the last background issue you found was from 5 years prior.

However, I put 10% down on my three family in Somerville last year and did some value add and this year its breaking even.

It came as no surprise when I looked Gatlinburg Falls up on the Better Business Bureau site and found this.  109 complaints posted in the last 36 months!

So I started these last 2 flips and finished the renovations within 45 days. 

There are a lot of real estate meetups/groups that you can find happening in NYC and surrounding areas with a quick google search - I actually host a small one every month as well you're welcome to attend to network with folks. 

His wife and child may be moving as well in a few months. 

I went to there home in NYC last year in June.

Well the fact that this loan could not sell on the market for $37,000 has me believing that this property is not worth near $85k and not even at the $40k the seller is asking.

If egress is already available, great, but often times this means digging an egress "well", structurally reinforcing the foundation where the larger window will be going, etc.  

The company may as well.