It's extremely hard to protect yourself when someone has the intent of doing harm.

They are extremely efficient to run and you don't have the emergency heat issue below +20F like you do with an air to air.There is nothing wrong with flex duct systems as long as they are installed right.

There are just WAY too many unanswered questions.I have personally worked deals (short sale and loan modification with countrywide) and they have been extremely helpful and logical (i've heard many bad things about CW as well , but have not experienced them myself).

Use the credit card for all business needs and pay it off at the end of each month (I only recommend this if you are extremely responsible with handling money).

If someone paid $300K for a house, got 100% financing (common a few years ago), they would need to make payments for 17.5 YEARS before the balance was down to $200K.

It seems to me that an organizer might not be necessary, if anyone had a Q&A they wanted to write up, they could do it and submit it, but even better, there are probably a lot of posts already written that would serve well in a FAQ, so when someone noticed that a common question was answered, the text could just be cut and pasted into the FAQ page and then after a while it could be turned into a formal FAQ with minimal work.

More commonly, lenders require 20% down for investment property.

So, the most common action is for the lender to make a bid equal to the amount they are owed, and nobody else bids.

Let me take a stab at clearing some of this up.P = PrincipleI = InterestT = Taxes (Property taxes only)I = InsuranceIt is usually referred to as such because of residential owner-occupied (OO) property, it is common for the bank to make you keep an escrow account with them that includes TI.

Let us pretend it will appraise at $500k (an extremely high number for sake of conversation).