You'll see the more appreciation here as the population is continuing to grow at a rapid pace and there are significant projects going on all over the city.

You can continue to compound the growth of your portfolio while deferring your taxes.You are looking to diversify your assets: You can exchange your property for a different type of property - commercial space, residential home, apartments, etc.When to consider utilizing both strategies?

Why continue to engage them txting and trying to talk to them.

I was thinking of becoming a signing agent as a way to dip my toes into the real estate waters while I continue to soak up as much knowledge as I can.

Are you folks talking about a Ground Lease which gives you long term use and control of the land,etc. but it’s never yours unless you contract to buy it.

This is just one of the many ideas I'd love to implement in this new build.I've talked to a fantastic builder in the area and the build from start to finish with the lot should cost about $450-500k.

You can of course do it yourself, but I think hiring expertise who has lots of experience talking to the appraisers, working for other investors, and potentially going in front of the board and potentially arbitrators is probably money well spent.

So that's the dilemma.My question is... should we move forward with the 203k (and Refi) or should we continue to wait and complete the ADU via a different route? 

Everything else you talk about is easy.

Talk to your banker about this.