If you find a multi-unit and live in it, you have to factor the income potential as well.All told, you can start now to look for a great deal, give low ball offers if you want and see what happens, you may get lucky.

A couple things you fail to factor into using a crystal ball:1.Birth rates in the US declined VASTLY in past ten years. 2.

What would be the ball park cost?  

Either way, in a rising rate environment, it would be smart to get the ball rolling sooner than later.

Make sure your units meet the standards of the STR’s in your market so you aren’t left holding the ball every night.

But the mixed use does throw a curve ball.

I think my lender dropped the ball. 

Something to do with a low ball offer maybe?

There's so much more I could share regarding this, but this at least gets the ball rolling.

I’m sure this may be common among lenders, but I was informed that all incomes other than personal W-2 (realtor, wholesaling, business) need to show at least two years of consistent payout (understandable), whereas, providing something as simple as an offer letter from an employer is enough to get the ball rolling and improve my DTI.