A@Pavlos Kasselouris I think the first item you have to reconcile is whether or not your partner is dead weight...sorry to be so blunt.  

Horseshoes and Hand Grenades; close enough for me.I could imagine in some regions Zestimates could be way off - my guess is urban areas where market value may be weighted heavily on the finishes of a property not just its location. maybe Manhattan or San Francisco.Where I am it doesn't matter if a house is coated in gold; it all depends on the neighborhood.

I graduated from college with a business degree that weighted on real estate but I went to construction because I felt more comfortable with that.  

My pest control guy says they are worth their weight in gold.Have you hear about these mattress liners?

I think we are gradually getting back to a "Normal" market. where some areas go up some down some stay the same.

If there were not the 20% knock on the comps, I'd be in tall cotton, but that's where I'm stuck.She's just not really very good at her job, and I've tried to have her excluded from my future business dealings and from the second appraisal to no avail.I still feel like I have an advocate with my banker, and she's fighting for me tooth and nail on this...she carries some weight there, but again, I don't know the regulations, and I'm hearing that they have gotten more difficult. 

I have considered looking into other areas outside of the city, but being this is my first rent and hold, I figured to start slowly and gradually expand.  

If you did not intend to have them leave then I would gradually increase the rents to market value.

I would suggest a gradual change instead of just quitting your day job and jumping into a new career all together.

My guys don't see an issue with it b/c if anything goes wrong, they are taking the property and while they look for u/w purpose, the weight is not put on the trustee taking the loan.Just my .02