. :-)Lots of folks use tile in their homes Including my primary and rentals.

Hey BP family,In the process of putting in offers for a SFH, with a primary residence loan.

Assuming her new position is salary, and depending on what is on each of your credits, it may make sense for her to go through the loan process. 

What are you going to get from other people who are in the same position as you?  

If it is, you're positioned for success. 

Whatever you do stick with your qualifications and remember you have them for a reason, your primary responsibility is to yourself and your family not these strangers. 

So hypothetically if someone bought a house in 2023 below market value for $500k with $550k ARV comps in the area and locked in 7.15% APR as a primary residence -- would you hold or sell to capture the upside in the home? 

For example, for property taxes, you can search Google for what the state taxes are on a primary/secondary property.

However, she is willing to do us a favor by stepping in and co-borrowing on a loan so that she can live in it as the primary resident.

One thing to be mindful of is jacking up the house may cause settling/cracking in the walls or other areas so you may also have to address those down the road with drywall repair and paint.The positives...Use this knowledge in your next purchase to land at a better price point.