Being able to enter a property with only 5% down means you can leverage your money way more effectively as well.

In addition to this, my income could not be considered because of a personal bankruptcy filed within the last year.

I have been flipping for many many years Last week I bought my first ever book on flipping Could have saved myself literally years if I had bought it when I first started J Scott The book on Flipping 

I have done about 250 in the last 6 months, BTW its a total scam / money maker for the city. 

It does well as it attracts medical, academic, athletic, and entertainment.

If you are only getting "fake" feel-good coverage through them, might as well get a skeleton policy from someone much cheaper.

You count the days backward from the time of sale to address your last point.

The last time I did an apartment rehab was over 5 years ago, pre-covid for sure.

Lastly, the last background issue you found was from 5 years prior.

However, I put 10% down on my three family in Somerville last year and did some value add and this year its breaking even.