However, over time, your expenses should approach the 45% to 50% range.We've had many people on the forum that have claimed that their expenses were lower than this, many times ridiculously low.

He was actually right on the money with this call.I'd say we are at level 4 rapidly approaching 5.

As this mess deepens look for more states (if not the feds) to adopt punitive measures designed to "protect" homeowners from a problem Congress created.

3-How can I approach a seller?

My approach reduces those "surprises" significantly.

We need to explore additional approaches to prevent tens of thousands of unnecessary foreclosures in Arizona."

I assume we would get an offer, then approach them with the sales price and offer to pay a portion of the shortfall.

Government officials who promoted social engineering through their homeownership initiative that was designed to move minorities and the poor into being homeowners.

Like I posted earlier, its purpose is designed to be similar to that of the RTC we worked with back in the day.On page 6, Title 1, Sec.101,(a)(1), you can read exactly what TARP is engineered, or proposed to, do.

They have become more and more scrutinized (a few bad apples) by the Boise City Council and so design and implementation has narrowed margins.