Also low income isn’t for the faint of heart. 

If you think you could rent the unit quickly, then I would whole heartedly recommend getting rid of her as soon as possible. 

If you were really conservative on your numbers and made sure to build in capex, and you have a healthly reserve already started, having a low per door cash flow might not be too bad if you can get 26% per year.Keep in mind there are multiple wealth generators, it is the cash flow, appreciation, tax deductions (which might change some with the new tax law) and the principal paydown that can boost the ROI.

Sam and I often talk about how we wish that these REI lessons weren't always so painful REI is not for the faint of heart but it is an awesome adventure!

If you want to hit a milestone and really boost your cashflow at a certain point then it might make sense to go 15 years.

@Kenneth LeeAt last we get to the heart with your last post...you will be a passive investor as opposed to active (we all knew this thread was leading there) and you will invest in Multi Family via syndication (we all knew the thread was heading there too). 

Obviously sail the world and have as much free time as I want to pursue anything my little heart desires. 

I whole heartedly agree with Andrew Michael and Nathan G., in that order.

Most of that was grossly uninformed (deliberately or otherwise), and a very sad reflection on the politicization of what was once reasonably objective media sources.In any event, I think long term this will provide a strong boost to the economy and will be seen much more positively than it's seen in the very short term.

So your concept is close to my heart, and I'd love to visit sometime if I can.