I read that treated wood shouldn't be painted over until 6 months after buying or drying and these have been up for 5 years now, but I will have to do a test spot to make sure chemicals don't bleed through.

Hi @Ryan Wood - the Boise market does have a lot going on, but it's definitely still possible to find deals that make sense.

The relief in sight is the Cares Act and payment modification programs. 

@Blake Wood You should look into opportunity zones in SD. 

Is it open land/farmland, wooded, etc? 

Find someone you can trust (and i use trust loosely) In my neck of the woods, ppl who seek rooms to rent aren't the most stable.

To give you some numbers, we currently owe $175k in our home that is valued at about $480k and we paid 5 years of our 30 yr mortgage.We are being offered a new 30 yr mortgage at 2.25%, paying 35 bps.Since we don't have an opportunity in sight, and it may take 6 months or more for the right one to come, we are wondering if it is worth to cash out or if maybe a heloc is a better option.Thanks in advance

In very general terms, block construction is preferred to wood frame.

(both have extremely low tax basis)My husband parents are also incredible generous, and were looking into way to help us and his sister purchase properties, without having to wait for the trust to be divided upon their death (knock on wood, not for a long while!).

Reserve Currency status has been very good for the US and USD since Breton Woods.