In super competitive markets, your going to want to increase your volume to consistently fill your pipeline with potential dealers. 

So you probably will still have 5-10% out of pocket on the refi.I'm sure that there are people that will tell you it's possible to be all in at 70% LTV consistently but my guess is they either 1.) did a partial rehab and will have substantial deferred maintenance down the road or 2.) did the majority of the rehab work themselves and hence derived additional equity from their labors or 3.) are buying in lower end neighborhoods where 30% equity amounts to only $7-9k. 

My portfolio is more mostly consist of multi units.  

However, I'm curious as to what jobs within the real estate realm there are that are maybe more consistent in hours and income.Mortgage Loan Processor?

It all comes down to being consistent about analyzing deals, then once you get the hang of it, you will be able to quickly analyze and make a decision.

It's very difficult to take anyone who cites ethics and rules seriously when they themselves consistently break rules or seem to believe they are above them.

You will get a ton of tirekickers and some really p*ssed off people at times but if you are consistent and persistent, you will end up getting your first wholesale deal.    

If nothing else, the Baton Rouge market is incredibly consistent and I don't see that changing.On another note, I have been an insurance agent here in BR for 5 years and am happy to help answer any insurance questions.

Mark may be in a fine situation, but if that accountant isn't specializing in real estate or primarily dealing with real estate clients, there's logically no way that accountant can stay abreast of all the consistently changing tax information.I've turned several potential business clients down simply because their businesses weren't in the real estate industry and I knew there was another CPA out there that was specializing in those particular businesses that could help them better than I. 

The consistency and follow up is what the mailings are for.