A not insubstantial portion of the funds are sitting in a brokerage cash account at the moment. 

We’ve decided to part ways but I’m unable to assume the loan because I don’t qualify for another FHA loan and my creditworthiness isn’t the best at the moment.

I personally know people who bought brand new, multi-million dollar, beautiful luxury homes, only to have serious foundation settling over the first 5-10 years of ownership (and the repair bill was in the hundreds of thousands!).

@Mark Jones The way the initial Post was written was asking about a loan.If your question is how to calculate it without debt costs your right you cannotEverything in real estate is an estimate / moment you hit enter your numbers are wrong, they are all a predictionIt’s very easy to predict what your loan terms should be.

If I put a beautiful 200k home next to yours will the retail buyer pick yours over the one with granite counter tops and hardwood floors?

But it depends on how much other business you have at the moment, and if you think the house would sell quickly.

I agree the knowledge would be very helpful, specifically because my investment strategy at the moment will be in multi family.Do you currently work as an agent?

Having your past two years' tax filings (if you file independently), a W2 statement (if you have one), easily accessible last two months' bank statements, paystubs (if any), and some other items all in one place ready to share at any moment's notice will definitely save you headaches down the road when you are moving quickly to get approved and into contract on a place.4.

first off, I would like to take a moment to introduce myself to the commuter 8th.

I don't have the amount of money for a Conventional loan downpayment  at this moment.