We have been using TransUnion SmartMove, but we would like to see an actual credit score, length of employment, etc. 

Can I ask the bank for the extra 40k to do whatever repairs necessary to my liking, such as on a line of credit.

You can tell who is going to be a handful and who will be easy to work with based on how they communicate during the initial screening & showing.Every Class A tenant we’ve had initial doubts about for personality/credit related issues, inevitably made for a tougher year - even if they always paid (which is still the end goal).

Pretty poor return.

He wants to rent with a lady (she has 15 yr daughter) with 700+ credit score, 2x salary vs rent job, BUT she has "judgement from court" for child support services ( She needs to pay  for child support).

Can you please recommend a few local banks, credit unions and mortgage brokers that can help me build a portfolio in Indy.

Thats my only debt.My credit is about 600, So i beat the 580 minimum.

If work comes up then you have 40% each month extra to pay off a credit line that covers the expenses. 

I do however have a copy of an excellent list that mentions a lot of the common books, such as Rich Dad Poor Dad, EMyth etc.

It’s probably in a poor c area and won't appreciate like you are hoping however  You will atleast cash flow it which is more than I can say for most of the the so called deals on here where guys are paying 200 grand +  into a house only to make a pathetic 100$ a door