It’s lower cost and lower risk than any sort of traditional financing.There are a lot of approaches to take with this much money, but whatever approach we decide has to incorporate a liveable space for the wife and I.

I love the active and lively nature of this community!

The attorney would ideally also have a some input on incorporation.

I see the major investors that own hundreds of these in my areas being way more hands on than I want to be, so is there a way to build a portfolio of low income housing without it becoming a job because of it's high maintenance nature?

Since the insurance company wants to keep the premiums the lowest possible, they need to budget for the worst-case interest rate and the lowest amount of premium that will allow the cash value will grow reach the death benefit by the time the client reaches their natural life expectancy.

That's the nature of the game we're in.

Even if you use zero natural gas.

The company was/is incorporated (vs LLC) if that helps, so they'll have to make an amendment to their articles of incorporation and legally change the name. 

Is this for investment property or owner occupied.I'm not licensed in your state, so I can give you some natural third party advice.

If we were to put in new units, they would have to be up to code in regards to amount of natural light in units, parking, ceiling height, etc… But since we are connecting to the existing studio, all that is taken care for.