As someone that’s worked in corporate america for too long, educated and successful, I’ve reached a point in my career where I can fully committed time and effort to becoming an REI.

Also, it is important for parents to financially educate the next generation the smart way.http://www.mymoneyblog.com/meet-americas-youngest-landlord.html

Given that some of the largest HomeVestors franchisees in america that have purchased hundreds and hundreds of houses (sometimes 100+ / year), choose by their own free will to stay with the system (vs. going out on their own), says a ton about the system.

The minority of Americas that do use opportunity cost in their personal financial decision making, more often than not, experience success far above average.

@Tyler Delay If you want a lower down payment (10%) you can try using Mountain America Credit Union.

So far I have the following, with regard to Investment properties (Look the phone numbers up at the site under HELOC):Bank America - NoCitibank - NoBBVA Compass - NoAmeris Bank - NoChase - Maybe, depends on circumstances, primary HELOCs start at 80% LTV.$50 fee, Local Tax (mine is 0.055 x loan amount), $50 cost per year, 10 year, APR dependent on underwriting. 680 credit score necessary.

It does require some time for classes and preparing for the exam in my already busy schedule (director in corporate America and father of 3 boys).  

But first and foremost I spent +23 years in corporate America in senior management roles providing logistics services to Fortune 500 companies globally.

This of course makes no sense in Ontario where electricity rates are some of the highest in North America and destined for ever greater heights due to the Liberals' mismanagement of the electricity system allegedly under their 'green' initiatives.

This is America -- land of the litigious.