Hi Sam.

Loan terms from commercial sources vary depending on the source and I have read in the forums that most are looking for a fixed commercial 30 yr loan but cannot find it at commercial banks or portfolio banks and I must tell ya that it is available but you will not find it through traditional sources: Here is why: Banks are highly regulated by your Uncle Sam and internal regulators, even if they are a commercial or portfolio lender.Commercial loans are notoriously known for balloon mortgages or Adjustable Rate MortgagesThe simple reason for this is because depending on the commercial operator and property type these loans are not classified the same as residential loans which are backed by the government.You see on the commercial side that money is the bank's  money to fund whether they sell the note or not so most banks that offer these loans offer them at these terms because the commercial balance sheet is totally different than the residential balance sheet. 

(It's very unlikely you will win this but it does happen occasionally)Some states have private flood insurance offered (think name brand companies) however most states you will be buying the policy from the NFIP which is run by Uncle Sam.

@Sam Shueh.

:Originally posted by @Tareq Salaita:...the average American renters are barely able to keep up with rent prices.

Except that it's the American Dream to own your own piece of the pie.

@Matt Michaelson I go through American Modern.

@Sam ShuehThanks Sam, if that it’s the only alternative, then how can I profit by purchasing a property at Fair Market Value.

Looks like my millennial comrades are not having a time of their lives fixing leaky pipes:https://www.cnbc.com/2019/02/28/most-millennial-ho...https://finance.yahoo.com/news/63-of-millennial-ho...I've been a proponent...

It’s unfortunate your firm is called American West Realty as opposed to American East (North East if we were getting specific).