You are considering doing something that may violate Federal securities laws and your state securities laws.

I am looking to send a very basic message to someone with a postcard, like "Earn 10% with your principal secured"...go to [my web site]Then the site will have a video and an in depth explanation of the investment.

I will admit to analysis paralysis, but this week my goal is to select and view potential properties along with securing the date, time and location of the next REIA meeting.Choose one small goal at a time and be sure to accomplish it!!!

Checks are a little more secure since they are made out to the escrow company.

What Fred Ramos is talking about is something called Substitution of Collateral (Substitution of Security) clause in the note which allows the Maker to move the note onto different property (with caveats).

I plan to save up enough money (Im not sure how much I would need to be secure) to purchase my first investment duplex (stay in one unit and rent the other unit out).

@ZachExactly crawl which is a form of action so you want to read and process what you've learned then team up with someone at your local REIA club make some offers, secure a contract on a fix and flip or wholesale project then re-up.

Must be something about the IT field -- I work with accounting software for a living.

I can't seem to find any posts answering this question (although it probably has been asked before): when lenders require a 6 month reserve does that typically mean cash/savings account/CD or will they accept liquid securities like mutual funds, stocks, etc?

When these new spammers/scammers/etc. reach out to you they will know a surprising amount of information about you; your interestes, hobbies, causes; your {online} acquaintances and the organisations/institutions with whom you deal.From the "geek seat" of my non real estate job {Information Security & Privacy), it has been interesting watching this evolution.