This has allowed them to place only the very high ration (5% down payment) and riskier borrowers with CMHC.BTW: CMHC's limits were increased a few (3 - 4) years ago, by the previous government, as it had bumped-up against the legislated liability limit they were allowed to carry.

I also get an e-doc signing system, leads, and lots more2) Greater opportunity to monetize leads, since I offer an extra solution (listing) than most wholesalers and can position my proposal to best meet their needs, vs. my needs if I'm a 1-trick pony3) It's another way to monetize your real estate activities, w/o involving your own capital beyond reg. operating and marketing costs.4) I pay 0% commission on my side of my MLS transactions.    

Since you are new to all if this, I would recommend that you take the financing proposal to your attorney and discuss it with him or her.

If you would use both of us together it would be 28% based on the debt and proposed payment. 

I feel like I am writing a novel putting together a proposal at times.It is refreshing to hear that communication truly is key with owners! 

Well, i gave the owner of the apartment building about 2 weeks to think about things before i sent him an email with some proposed terms(just a few "what ifs,"That was something one of my mentors suggested, just to try and keep him interested.  

What is he proposing specifically on this deal?

i get a lot of training and experience from him so it works out welll for me since i am a somewhat new agent.i was thinking about proposing 1-3 thousand dollar investment into the company and/or hoping he would match me on the deal, and in return i get paid more from the deals we close.My thoughts : i think it would work, because he is real good at closing deals + i can get experience.  

From a servicing agreement with (I think) a Wells Fargo originated ABS instrument says this: "In addition, the terms of the Underlying Servicing Agreements may require the related Servicer to enforce any due-on-sale clause to the extent it has knowledge of the conveyance or the proposed conveyance of the underlying Mortgaged Property; provided, however, that any enforcement action that the Servicer determines would jeopardize any recovery under any related primary mortgage insurance policy will not be required and provided, further, that the Servicer may permit the assumption of defaulted Mortgage Loans..."

But I do in fact do this from time to time:I think your home is worth enough that your LTV with this proposed new loan amount is about 70%.