@Makiah ByronWhile having to put less cash down on a mortgage can seem tempting, there are some things to consider before signing up.Pros of No Down Payment LoansYou don’t have to deplete your cash reserves (or wait until you have saved enough) for a large down paymentYou don’t have to worry about paying mortgage insurance on top of your loan repayments, in most casesYou’ll get more favorable terms from the lender if it’s a government-backed loanCons of No Down Payment LoansIf the loan is not backed by a government entity, then it will likely come with a higher interest rateThe lender will typically charge higher origination and funding feesYou typically need a good credit score to be eligibleRead this article for more information https://www.forbes.com/advisor...Good luck!

I have one property currently which I am living in it was bought with the Scottish Government help to buy scheme so they own 40% of the house which was initially bought for £105,000.

Government Mint site:http://catalog.usmint.gov/But..I was on their website and they are charging a premium of 10% for the Eisenhower $1, and the price for the Indian $1 is listed at TBD or to be determined.  

Having a wide selection of options is far more vital.A zillow guy is probably new to the business and has limited government loan products.

This strategy is fairly unknown here in the uk and in time will help turn around the housing market and its government back programs that only inflate the housing prices and put more first time buyers in to debt.The company I have set up is ultimately a property investment and management company focusing on Lease option agreements and Rent 2 rent to generate positive cashflow to give up the day job as a chef. 

.- 2021 multi family projections and market over all - 2021 up and coming markets (states/cities)- Insight on the governments forbearances and moratoriums..more importantly their potential impact - In terms of acquiring property, should we capitalize on the low rates or wait for the supposed "crash"?

Good Morning @Robert D'Amato,It is great news to hear that you have utilized the most beneficial government loan program on the market today! 

State law will govern, but typically if you aren't aware of any issues and you don't do anything to hide or prevent their discovery then there's no recourse against you.

I would start with an assessment of what capital you have access to, as that will largely govern what your opening options are. 

@Eric Rich-  interesting ....so the preservation  goal is this indiviauls  desire  and not  a  local  governing  mandate or  requirement ???