I'm not saying purchase their management products, unless you want to, but check out the pill method or replace your mortgage on youtube). 

use a no income verification loan product.

I just want to make sure I'm getting a good product.

If it is the city's zoning the short answer is it depends...I don't know for sure, but my guess is that the loan would depend on the product, not on the city's zoning.

@Cory Newton research "Homestyle" loans if you want a standard conventional product for renovation work where you don't have to live in the home. 

Also look out for companies that are just advertising props owned by other companies - these people are mostly just middle-men trying to get a cut of someone else's product - they have no incentive to keep you happy long-term.

@Ron Dayley  @Mike Cumbie  makes a nice distinction in his post.. you have licesne for the benefit of investing .. and you get a license to enter the vocation of selling real estate and building a career at that.. two different things.. for the investor.. the cut rate shop works fine.for someone who wants this to be their vocation then full service with great training is recommended as you state..

Unless your low balling and getting out bid everytime that's another total time waster..Agents that make money learn to week these type of buyers out as non productive let them abuse someone else..

@Rob HalpertThe ARV is based on finding comps for homes that are in the expected final condition, or similar to the quality of the final rehab product.

I would go architectural shingles as it is a much better product, for a moderate price increase.