ARV about 40-45k)BUT the seller has a mortgage balance of 36kBought it 11 years ago for 48kInterest rate on the note is about 7%Since the purchase price is less than the mtg amount what is the best way to structure the financing for the buyer?

there is a loan disclosure at the bottom of the CD that reads escrow account: $5277.03 says right next to it estimated total amount over 1 year escrowed property cost:Property taxes, homeowners insurance. mortgage insurance.

By how much ($ amount) does ARV change for every decade difference in year built between subject and comp?

Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bpThe second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

In The amount of time it took,to post this your property should of been rerented.

The owner/company on title owes me additional money so I may need to use it for leverage to collect on the bigger amount. 

Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bpThe second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

Half of all expenses come from mortgage and you should budget the same amount for repairs, maintenance, taxes, etc. 

Just adjust your purchase price to create the amount of equity you want in the property.

@Scott Smith WOW you couldn't have answered my question any better and offered a great amount of clarity.