They will not use fake "returns" based on fake "crap rates".Two providers of Turkeys that I have directly confronted here on BP about their use of crap rates claim they have to use the same marketing terms as the scammers to be competitive. 

Hi BPers,I recently decided to (semi) retire and left my W-2 job, but now I'm suddenly confronted with a number of good deals that I can no longer get Fannie/Freddie mortgages for.

That would probably be my confront zone to start out, however, I'm open to any other areas/suggestions to take a look at. 

I'd approach the bank and the appraiser in a non-confrontational way, and try to learn all you can.  

I confronted the contractor that he is overcharging me and since he has been ignoring me completely.

Dealing as a licensee or for your personal investment is generally irrelevant to advertising requirements.Licensees trying to wholesale will likely be confronted with various thin lines to walk, the more you try to make wholesaling the thinner the lines get, for most agents, it's not worth the effort, they can easily go down the conventional road, list it, take a commission and move on without issues.

Wasn't confrontational or anything as he wasn't home but still doesn't make me feel that great, not a fun part of the investment process :(.

If by chance this happens, it is best to not confront the beast but to keep your distance until the courts can set it free!

One other thing is I received an email from the guy that he read THESE comments in this thread and confronted me about it.

In many countries any contract results in a confrontational system; sometimes it's helpful to educate people from these countries that it's better to collaborate.