It’s seems easy to believe that you’ve considered everything, especially when trying to put the funds together for a big project and eager to get started.

Then you can start digging into utilities/etc that might be large hidden costs many don't realize are needed.  

Maintaining a strong and positive relationship with borrowers involves clear and consistent communication, setting realistic expectations from the start, and being transparent about all terms and conditions.

We have in a hand the permit to build a 3/2 1100 SF home in backyard.

Unfortunately, some Board members are creating friction and preventing the process from starting. 

Then you can start over.The other LTR lease is in place until it ends. 

Hello, I started a project 2 miles east of downtown San Antonio.

We have tenant that is stating they will start looking for another place to live.

You could let her know that you are too small to make reasonable accomodation if the stairs become an issue, but probably not worth it.As far as rent to income ratio, this is something you should set before you start taking applications, then stick to your standards. 

Gas and water on the other hand can be a difficult, because everything is run in a continuous circuit.