I grew up and currently reside in Dallas proper and work in McKinney and it seems like rentals are maxed out due to high property taxes.

Perhaps I can be doing that already with the SDA I have and just aren't using it properly?

Generally if you have to fix up a product after you buy it but before it's available to be put to use you would capitalize those items.

What is the proper way to notify the other two that they have not been selected and their app fee will not be refunded.

there is nothing the other can or can not do.A Direct writing agent, who represents a single company, and per their contract cannot sell other insurance carrier products, may be giving a bias very point.Just find an independent Broker/Agent and you can get access to multiple insurance options.

If you are looking at commercial products it can be a lot faster.

We did a proper screening just like we have with all our other tenants but these tenants completely did a 180 on us the moment the received the rental. 

Then, when you find a buyer, you are assigning your rights in your personal contract to that buyer in exchange for a fee.First, if you were working for me as a real estate agent where I was your managing broker, I have an obligation from the state to supervise your real estate activities and if I don't do that properly I can be reprimanded and/or fined and/or possibly lose my license.

I just don't know if they handle the more investor specific products/transactions.Add to the list of Investor friendly attorney's "North Alabama Title and Escrow". 

A properly designed permanent life insurance policy is the underlying asset.