A very quick search of court records finds Michael and Sherida have had ongoing issues with stealing from friends and family. 

My goal is to purchase one or two homes this year to fix and flip.

@Lisa G.We haven't had any issues where furniture needed to be replaced immediately.

@James BlairI do not defer interest I actually will have them prepay it and roll it into the loan amount upfrontDelaying interest will hurt your returns signficantly and if someone is having cash flow issues I would not be lending to them

However, once I assign a deal or two to an investor with no issue, I will usually cut out my attorney and just deal directly with the investor and title co on subsequent deals.

Out of state landlords still self-manage their properties as much as they like as this agent is really just there so that the municipality feels like they can reach a real local person when there is an issue.

Guru coaching, wholesaling tricks, flipping masterminds.

We've been in OKC for 7 years and haven't any tornado issues. 

The seasoning shouldn't be an issue. 

With Fannie Mae Small Loans, you can't rate lock until Loan Commitment is issued, typically ~2 months after you go under application.